ECLOF Jamaica is a Christian development organization, aimed at promoting human development through extending fair loans. ECLOF Jamaica intends to promote spiritual, social and economic progress of the people of Jamaica by providing an alternative lending institution which will encourage poor and excluded people.
ECLOFs relationship with clients must be a partnership of equals, not the one-way relationship between donor and recipient.
Microfinance services offer vulnerable and excluded people and group access to capital resources that enable them to build sustainable livelihoods. This can open up a path from vulnerability to self-reliance.
Our responsibility is to lend capital on reasonable terms appropriate to the circumstances of our clients. Their duty is to use it well, and then repay it. Both of us do our utmost, in the language of the gospels, to be excellent stewards of the resources we share.
Our highest priority is to reach vulnerable communities,particularly in rural areas, which are excluded from access to formal sources of finance. We support them without regard to gender, race, creed or political persuasion.