Communities & Workers of Jamaica Co-operative Credit Union Ltd (C&WJ Credit Union) is a member-owned financial cooperative that provides savings, loans, and financial services designed to improve the financial wellbeing of its members. The credit union was originally established in April 1961 as the JTC Employees Co-operative Credit Union to serve employees of the Jamaica Telephone Company and later expanded its membership to communities and workers across Jamaica.

 

C&WJ Credit Union offers a range of financial products including personal and motor vehicle loans, savings accounts, insurance plans, and digital banking services. Members can access services such as bill payments, fund transfers, and mobile banking while benefiting from cooperative ownership and financial support programs.